Services

Mortgages

Choosing the right mortgage for you can be incredibly confusing.

There are so many options on the market and they all have specific pros and cons which can be hard to decipher, whether or not you’re a first time buyer. At Vista Properties, we can help you find the right mortgage for you, ensuring that you don’t have to worry about being caught out by small print or making a choice which costs you more than it should. If you are a first time buyer, Vista Properties can help you to cut through the jargon of mortgages and explain to you what offers are available, how much you can borrow and what you can afford.

Whether interest rates are high or low, we will make sure that you understand what you are signing up to and that you are getting the best rates available for you. There are so many schemes available for first time buyers, that we will make sure that you are aware of them all, and that you get all the help you need to pick the best mortgage for you.

Even if you have some experience of getting a mortgage, remortgaging can be a daunting prospect. You need to make sure that you are picking the right time to remortgage your home and that you are doing it for the right reasons. You might be remortgaging because your current mortgage deal is coming to an end, but there are other reasons to remortgage too, including getting more cash to allow yourself to improve your home, or seizing the moment while interest rates are low. Whatever the reason you are looking to remortgage, Vista Properties will offer you all the advice you need to fully understand what options are available to you.

There are many other mortgaging options available too. If you are looking for a specialist mortgage for a new build, a self build or a bridging loan.

For mortgage and protection advice we can refer you to one of our approved mortgage consultants.

 

Conveyancing

Your home is the biggest purchase you’ll make in your life. You’ve got to be absolutely sure that you know what you’re getting when you’re spending all that money.

Whether you are buying or selling, Vista Properties have a panel of expert, local conveyancers to offer you full peace of mind and a hassle-free move. They are committed to delivering excellent customer service so you can rest assured that once instructed, an experienced conveyancer, regulated by either the Solicitors Regulation Authority or the Council for Licensed Conveyancers will be working on your case as a priority to ensure your file is completed on time.

 

EPC

Energy Performance Certificates (EPCs) are needed whenever a property is:

  • built
  • sold
  • rented

You must order an EPC for potential buyers and tenants before you market your property to sell or rent.

An EPC contains:

information about a property’s energy use and typical energy costs
recommendations about how to reduce energy use and save money

An EPC gives a property an energy efficiency rating from A (most efficient) to G (least efficient) and is valid for 10 years. Please contact us to find out whether you require a new EPC.

Check how you could make your home more energy efficient using the Energy Savings Trust’s home energy check.

How to get an EPC:
We have a panel of local energy assessors who can quickly carry out your domestic energy assessment.

*You can be fined if you don’t get an EPC when you need one.